http://www.xfinance.com.au/ X Finance en Fri, 30 May 2008 11:22:00 GMT Fri, 30 May 2008 11:22:00 GMT info@xfinance.com.au info@xfinance.com.au http://www.xfinance.com.au/rule-of-thumb/ Just sometime ago I watched Sir Richard Branson saying on TV that he did all his business deals on a rule of thumb basis and that only later accountants were... http://www.xfinance.com.au/rule-of-thumb/#comments http://www.xfinance.com.au/rule-of-thumb/ Fri, 30 May 2008 11:22:00 GMT http://www.xfinance.com.au/the-culture-of-poverty/ We in Australia live in such prosperity, there is so much money going around, even for some meaningless activities such as fishing the Marlin or golfing. I think most people... http://www.xfinance.com.au/the-culture-of-poverty/#comments http://www.xfinance.com.au/the-culture-of-poverty/ Sat, 24 May 2008 11:17:00 GMT http://www.xfinance.com.au/effort-to-pay-rate/ If you get paid by the hour for your work, do you know how much effort you are supposed to outlay? I suppose the practical answer is: as much as... http://www.xfinance.com.au/effort-to-pay-rate/#comments http://www.xfinance.com.au/effort-to-pay-rate/ Fri, 23 May 2008 11:02:00 GMT http://www.xfinance.com.au/long-term-investing/ The purpose of investing often gets people confused. Most people think of making a quick buck and exiting the market. Yet, investing could be seen differently. There are at least... http://www.xfinance.com.au/long-term-investing/#comments http://www.xfinance.com.au/long-term-investing/ Fri, 23 May 2008 10:59:00 GMT http://www.xfinance.com.au/i-believe-in-high-turnover-businesses/ When I go through Marrickville in my bus back from work I always observe the businesses around. Most of them seem to be quite profitable and well run. Interestingly enough... http://www.xfinance.com.au/i-believe-in-high-turnover-businesses/#comments http://www.xfinance.com.au/i-believe-in-high-turnover-businesses/ Fri, 16 May 2008 12:25:00 GMT http://www.xfinance.com.au/powerlessness-and-undeservedness/ In its most classic book "Think and Grow Rich" Napoleon Hill 1 lists the fears that in his view affect most people: poverty, criticism, ill health, lost love, old age... http://www.xfinance.com.au/powerlessness-and-undeservedness/#comments http://www.xfinance.com.au/powerlessness-and-undeservedness/ Tue, 12 Feb 2008 11:07:00 GMT http://www.xfinance.com.au/two-international-debt-crises-a-lesson-from-history/ Sometimes history repeats itself and then it's for the ones who study its meanders to take advantage of it and come up with better solutions for current problems. Such is... http://www.xfinance.com.au/two-international-debt-crises-a-lesson-from-history/#comments http://www.xfinance.com.au/two-international-debt-crises-a-lesson-from-history/ Sun, 03 Feb 2008 11:00:00 GMT http://www.xfinance.com.au/saving-wealth-and-the-rat-race/ Do you ever feel lured to save your money? If you do, you will consider that there are at least three purposes with regards to saving: (1) saving to buy... http://www.xfinance.com.au/saving-wealth-and-the-rat-race/#comments http://www.xfinance.com.au/saving-wealth-and-the-rat-race/ Tue, 29 Jan 2008 10:57:00 GMT http://www.xfinance.com.au/the-trouble-with-commuting/ We live in a time of central business districts, industrial parks and hubs of every kind. These realities are now-a-days accepted uncritically, as if they were indispensable or had always... http://www.xfinance.com.au/the-trouble-with-commuting/#comments http://www.xfinance.com.au/the-trouble-with-commuting/ Tue, 22 Jan 2008 10:25:00 GMT http://www.xfinance.com.au/investing-in-the-stock-market-lesson-4/ Styles of investing The most basic principle of investing is to buy low and sell high. Some people, judging by the prices they pay, need remembering this principle. In fact... http://www.xfinance.com.au/investing-in-the-stock-market-lesson-4/#comments http://www.xfinance.com.au/investing-in-the-stock-market-lesson-4/ Mon, 21 Jan 2008 10:18:00 GMT http://www.xfinance.com.au/investing-in-the-stock-market-lesson-3/ Financial Ratios Financial ratios help you find out the characteristics of a business. They are many, but I will concentrate here on a few of the most meaningful. Return on... http://www.xfinance.com.au/investing-in-the-stock-market-lesson-3/#comments http://www.xfinance.com.au/investing-in-the-stock-market-lesson-3/ Mon, 21 Jan 2008 10:07:00 GMT http://www.xfinance.com.au/investing-in-the-stock-market-lesson-2/ What is a Share? A share is a parcel of the equity of a company. The equity of a company is made of its assets less its liabilities. So, a... http://www.xfinance.com.au/investing-in-the-stock-market-lesson-2/#comments http://www.xfinance.com.au/investing-in-the-stock-market-lesson-2/ Mon, 21 Jan 2008 10:00:00 GMT http://www.xfinance.com.au/investing-in-the-stock-market-lesson-1/ Investing in the stock market is not just exciting - it can also be profitable - as it is for me. You just have to understand it. In this series... http://www.xfinance.com.au/investing-in-the-stock-market-lesson-1/#comments http://www.xfinance.com.au/investing-in-the-stock-market-lesson-1/ Mon, 21 Jan 2008 09:52:00 GMT http://www.xfinance.com.au/the-nature-and-use-of-retained-earnings/ Retained earnings are an obscure concept and value of which investors are seldom aware. Yet, Retained Earnings can be, and often are, of considerable magnitude. On the other hand, I... http://www.xfinance.com.au/the-nature-and-use-of-retained-earnings/#comments http://www.xfinance.com.au/the-nature-and-use-of-retained-earnings/ Wed, 09 Jan 2008 15:00:00 GMT http://www.xfinance.com.au/the-difference-between-investing-and-speculating/ What makes an investor and what makes a speculator? Is there a difference between them? These questions could have many answers depending on how we feel about it. Both investors... http://www.xfinance.com.au/the-difference-between-investing-and-speculating/#comments http://www.xfinance.com.au/the-difference-between-investing-and-speculating/ Wed, 09 Jan 2008 12:22:00 GMT